Category: Personal Investments

Have you Considered Adding a Computer Digital Account Plan to your Estate Plan?

A recent article, written by Sarah Butters, Esq. and David Shayne, Esq. of Holland & Knight, highlights an important issue that should be considered in estate plans.  Normally, an estate plan contains a will, power of attorney, and a healthcare directive.  In today’s digital world though, many of our important documents and information are stored …

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Permanent link to this article: https://betweenthenumbers.net/2013/12/have-you-considered-adding-a-computer-digital-account-plan-to-your-estate-plan/

Your Loan to A Start Up May Be Treated as a Gift

When starting a business, it is common for entrepreneurs to seek initial funding from family and friends.  Since the holidays are creeping upon us, this means spending time with family members and loved ones.  During the festivities, discussions surrounding what people have been doing or planning on doing are bound to surface.  You may get …

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Permanent link to this article: https://betweenthenumbers.net/2013/12/your-loan-to-a-start-up-may-be-treated-as-a-gift/

Are you ready for the Bear Market?

“Don’t confuse brains with a bull market.” Humphrey B. Neill (1895 – 1977) Stock author; focused on contrary investment concepts   It is time to assess your stock investment risk tolerance. I believe the stock market is in trouble, even though the vast majority of the stock market commentators do not know (or at least …

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Permanent link to this article: https://betweenthenumbers.net/2013/11/are-you-ready-for-the-bear-market/

IRS Announces 2014 Inflation Adjustments

On October 31, 2013, the IRS released their 2014 inflation adjusted numbers.  The following table summarizes some of the more common numbers that relate to most of us:   Description 2013 2014 Difference Personal Exemption $3,900 $3,950 $50 Standard Deduction – Single $6,100 $6,200 $100 Standard Deduction – Married Filing Jointly $12,200 $12,400 $200 Annual …

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Permanent link to this article: https://betweenthenumbers.net/2013/11/irs-announces-2014-inflation-adjustments/

Embezzler’s 401k is off limits to victim employer

Recently, in the matter of Richard Todd Thomas v. James S. Bostwick, the Northern District of California rejected a motion to dismiss, allowing a convicted embezzler to pursue retirement funds retained by his former employer (the victim of his crimes). Thomas was an employee of James S. Bostwick, a Professional Corporation (“Bostwick, Inc.”) from 1996 …

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Permanent link to this article: https://betweenthenumbers.net/2013/10/embezzlers-401k-is-off-limits-to-victim-employer/

5 Reasons Californians Purchased Homes in 2013

The California Association of Realtors (C.A.R.) released the results of their 2013 Home Buyer Survey, which highlights why Californian’s purchased homes this year.  The following are the reasons and related percentages reported: 38% – Price reductions 12% – Favorable prices and/or financing 10% – Desired a new or better location 9% – Investment or tax …

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Permanent link to this article: https://betweenthenumbers.net/2013/08/5-reasons-californians-purchased-homes-in-2013/

How Much is Rich?

Many dream of being “rich” one day.  But what is the amount of money that would make you “rich”?  CNNMoney.com’s Hibah Yousuf reported some interesting facts base on a survey conducted by UBS of 4,500 affluent investors.  The survey provided the following information on how much “rich” is: 70% of those surveyed with at least …

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Permanent link to this article: https://betweenthenumbers.net/2013/07/how-much-is-rich/

Housing starts stop

Housing’s decline drove the economy into the ground six years ago. In recent months, many have hoped that housing’s return is a sign of broad economic recovery. The picture has been rosy. The National Association of Realtors reported 21% growth in the median sales price of new homes over the two year period that ended …

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Permanent link to this article: https://betweenthenumbers.net/2013/07/housing-starts-stop/

Is the U.S. Experiencing a Housing Bubble?

If you have been paying attention to real estate prices lately, it should be no surprise that they have been on a strong uptick this year. There is lots of chatter that this sudden gain in prices mean that we are headed for another real estate bubble. This is not the case according to CoreLogic. …

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Permanent link to this article: https://betweenthenumbers.net/2013/07/is-the-u-s-experiencing-a-housing-bubble/

Mortgage Rates May Still Remain at Historical Lows

In the past few weeks, mortgage rates have seen a sudden spike.  They have gone from historical lows in the 3% range to 5% and above.  The obviously puts a strain on the affordability of a home.  Even though the current rates are still historically low, they seem high in comparison to more recent experience. …

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